A networking breakfast is available at the Social Café in the Expo Hall for all attendees.

It is fair to say that the traditional insurance marketplace is working hard to keep pace with the scale, frequency, and unpredictability of climate-related losses. We in the captive industry have seen this movie before and we have a track record of being in the vanguard to provide new practical ideas on how to finance new and threatening risks using captives and other Alternative Risk Transfer methods. Captives are to be used not as a theoretical concept, but as a hands-on financial tool. This presentation is about how to actually use a captive to manage and finance climate risk.

Following this session, attendees will learn how to identify climate exposures that are either uninsurable or overpriced in the commercial market, quantify those risks using internal data, climate models, and scenario analysis, structure your captive to absorb those risks—whether through parametric triggers, aggregate stop-loss layers, or tailored deductibles, fund the captive using retained earnings, premium allocations, or green bonds, leverage reinsurance and other ART solutions to backstop extreme events while keeping capital efficient, and integrate the captive into your broader ESG and resilience strategy, turning risk financing into a competitive advantage and helping companies defend their balance sheets.

By 2030, a sizeable portion of the insurance workforce will be retiring. Companies are facing tough decisions on how to attract and retain talent. This panel features individuals who work at various companies of varying sizes to talk about their initiatives on how to attract and retain talent. Some topics that will be covered include developing relationships with colleges and universities, succession planning, and how to offer benefits and provide flexibility since more people are looking for a balance between their work and personal life.

Following this session, attendees will learn how companies develop strategies to develop the next generation of leaders, be able to understand the importance of succession planning, and explore modern approaches to employee retention.

This session offers an engaging introduction to the journey of forming and evolving a captive insurance company, with insights drawn from historical trends and modern advancements. Our panel will showcase the journey of creating a captive insurance company, with emphasis on how today's evolving risk landscape is shaping new strategic uses. We’ll explore how captives have historically served as effective risk financing tools and how that foundation is now supporting a broader range of initiatives—from property loss control in climate-challenged areas to insuring third party business. Organizations are increasingly using captive surpluses to fund emerging risk management strategies, including AI-driven technologies and enhanced data analytics, but tapping captive funds requires thoughtful due diligence. Through case studies and real-world examples, the panel will examine how captive owners align surplus deployment with long-term retention requirements, preserve capital integrity, and navigate regulatory and tax considerations.

Step into our vibrant Social Café in the Expo Hall, where you can relax, explore exciting exhibits, connect with industry leaders, and enjoy a variety of refreshing drinks and snacks—perfect for networking and recharging!

Captive activity across Latin America is accelerating, driven by regulatory shifts, global reinsurance pressures, and growing interest from Multi-Latinas and large domestic organizations seeking more strategic approaches to risk and capital management. This session brings together regional experts to examine the key forces shaping the market, including emerging regulatory and tax developments, the renewed focus on anti-deferral rules, and evolving uses of captives for asset protection and wealth-transfer planning.

Following this session, attendees will know how segregated portfolio companies and cell structures are creating accessible entry points for organizations not yet ready to form a standalone captive, have learned practical considerations for Rent-A-Captive solutions, and understand how companies are using these structures to develop internal expertise and test long-term captive strategies.

Many insureds face the question of what program structure (Fronted or Direct) is most efficient (Fronted or Direct) as well as compliant with both regulations and contractual requirements.  This can include possible MEWA consequences for employee benefits as well as contractual or profit creation on a P&C program. These structures also have capital efficacy and collateral conversations involved that are integrally important to the overall structure and expected returns.

Following this presentation, audience members will gain an understanding of pros and cons of general fronting vs direct programs, better understand collateral needs and options for multiple types of programs, and should find some takeaways to compare to their current or currently proposed captive program.

What's going on in the world of captive tax? This session will provide an update on recent IRS activity, case law developments, and best practices for ensuring your captive qualifies as insurance for tax purposes (or not!). It will also discuss state captive tax activity.

Following this session, attendees will be able to identify recent tax law developments that may affect their captive and spot issues with their current captive structure that may need the review of a tax professional.

Attendees are invited to grab lunch and join a roundtable topic of interest. Throughout lunch, attendees are welcome to switch topics.

Topics to be announced!

As captive utilization continues to expand across industries, organizations are increasingly faced with a critical strategic choice: Is a single-parent captive or a group captive the better fit for our risk, capital, and long-term goals? This session brings together a captive program representative and advisors for a practical, comparative discussion designed to help attendees navigate this decision with clarity.

Panelists will unpack the core differences between single-parent and group captive models—including governance, capitalization, risk homogeneity, and regulatory considerations—along with the operational realities of each model.

Using real-world examples and a case study, the panel will explore:
Key indicators that suggest a single-parent captive is appropriate
When creating or joining a group captive creates greater value
How to evaluate feasibility, required resources, and expected ROI

Whether you’re exploring a first-time captive solution or reassessing an existing program, this session will equip you with the framework to determine the captive structure that best supports your organization’s risk financing future.

Imagine transforming your captive into a revenue-generating vehicle that delivers enhanced supplemental insurance products for your employees, tenants, customers, franchisees, contractors, students, or association members. This highly esteemed panel of captive experts will energize and entertain while sharing innovative and practical insights that highlight an approach to reinsuring supplemental insurance products. This can include identity theft, pre-paid legal, travel insurance, pet insurance, road hazard protection, home warranty programs, electronic device and cell phone protection, warranty and deposit waiver insurance, limited medical and gap coverage, and more. While traditional captives often focus solely on internal risk, this discussion will feature case studies and practical examples that open the door to a new stream of third-party premium with minimal operational burden and strong underwriting results. Now is the ideal time to explore a new and innovative way to turn your captive into a profit center.

Following this session, attendees will be able to identify examples of supplemental insurance products that are ideal for captive programs and profit center potential, explain how supplemental insurance products can be used to provide third-party premium volume that meets criteria to achieve favorable tax status, and describe the benefits that this innovative approach can achieve for organizations in ways that will peak the interest of the CFO and other C-suite members. 

As multinational employers expand the use of captives for employee benefits, one of the most common strategic questions is whether to establish a single-parent captive or leverage a cell captive arrangement. Each structure offers unique advantages and practical considerations that can significantly impact how benefits are financed, governed, and scaled over time.

This session will provide an educational, balanced discussion designed to help captive owners and benefit leaders better understand the trade-offs between the two models. We will explore how single-parent captives can deliver full control, long-term flexibility, and alignment with broader enterprise risk strategies—but often require greater investment, infrastructure, and long-term commitment. By contrast, cell captives offer a faster, more accessible entry point with lower upfront costs, shared infrastructure, and support from the cell sponsor, but may bring certain limitations.

A panel of experienced captive owners and consultants will share real-world perspectives on how each structure has worked in practice—what has gone well, what challenges have emerged, and how organizations have made adjustments along the way.

This session will feature a guided discussion of areas of interest for captive insurance owners and managers to see where hidden risks may lie, and where opportunities can be found. 

Following this presentation, audience members will have up-to-date information on market risks and areas of opportunities, understand how asset managers help meet the needs of captives and make investment decisions—balancing quality, consistency and duration-matching in investment portfolios. 

Global reinsurance markets continue to evolve, influencing how captives structure risk and protect their balance sheets. This session delivers a concise update on the property and casualty reinsurance landscape, followed by practical strategies fronting carriers use to support captive stability—including co-participations and aggregate stop-loss protections, as illustrated through a focused case study. We’ll also explore alternative risk transfer solutions, such as facultative placements and structured reinsurance programs, supported by sample transactions and schematic models.

Following this session, attendees will understand the 2026 property and casualty reinsurance market outlook and its impact on captive insurers and risk managers, learn proven techniques strategies for enhancing captive balance-sheet protection through fronting partnerships, and have been introduced to ART and structured reinsurance solutions that provide stability and capital efficiency for captives.

Join the afternoon Ice Cream Social Café in the Expo Hall, where you can reinvigorate, explore exhibits, connect with industry leaders, and enjoy a variety of refreshing drinks, snacks, and ice cream—perfect for networking and recharging!

With a touch of humor and a look at case law and industry best practices, the objective of this presentation is for both service providers and captive owners to learn how to create and maintain records to withstand the scrutiny of cross-examination.

Following this session, attendee will appreciate from an evidentiary perspective how every text, email, accounting & underwriting note, magazine clipping, advertising brochure, & phone call can be used as evidence to help or hurt one’s position. The information will also be industry agnostic that can be carried over into all aspects of an attendee’s professional life.

From the formation of a captive to its ongoing lifecycle, one recurring question is: “Who is in charge and why?” This panel brings together service providers and a risk manager to share best practices for engaging the parent company’s leadership at the right time and in the right way. The discussion will also address strategies for managing turnover, whether on the captive’s board or within the parent company’s C-suite. Attendees will leave with practical tools to anticipate and prepare for change, rather than simply react to it.

Following this session, attendees will be able to apply strategies to navigate leadership turnover effectively, design committees aligned with the captive’s needs and long-term goals, and explain the critical role of governance structures in captive success.

Artificial intelligence remains the technology on everyone’s mind and organizations are looking at different ways that AI can enhance their business, while also understanding the cyber risks that come with it.  The captive space has been known to embrace technology, and its view on AI is similar.  In a world where there are significant privacy, Intellectual Property, and government regulatory concerns about AI, this panel will address how captives are considering the usage of AI – for good.

Round two of networking fun! Dive back into the expo hall, connect with new faces, and revisit your favorite exhibits. Enjoy refreshing drinks at the open bar, tasty bites, and an evening of lively conversations to wrap up the day in style.

Join fellow attendees in the General Session room in Coquina Ballroom North for a breakfast buffet. 

Join this powerhouse panel of seasoned captive insurance experts as they dive into today’s hottest emerging trends. From innovations in the healthcare sector and the evolving role of cell captives to new coverage lines, business opportunities, and beyond — this session will unpack what’s shaping the future of the industry. If you're looking to stay ahead of the curve in the captive space, this is the session you can’t afford to miss.

Following this session, attendees will have gained insight into emerging trends: Understand the most significant developments impacting captive insurance today — including shifts in healthcare, cell structures, and innovative risk coverages.

Strategic Opportunities: Identify new and evolving business opportunities where captives can deliver added value, improve risk management, or create competitive advantages.

Actionable Intelligence: Leave with practical ideas and expert perspectives you can apply immediately to assess, enhance, or expand your captive strategy.

Enjoy light refreshments while expanding your professional network, exchanging ideas, and building valuable relationships.

The session will focus on demystifying the Actuarial vs. Transfer Pricing analysis during formation and enhancement of a captive insurance structure.  Discussion will focus on when and why either or both are applicable and the importance each plays in the process. This session combines actuarial and tax perspectives for attendees to understand the various inputs that are helpful to plan for creating new captives, adding risks to your existing captives or documenting positions taken by the captive to avoid unexpected challenges, particularly by tax authorities.