| Tuesday, November 10, 2026 | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
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| 8:00 AM - 9:00 AM | Registration & Breakfast | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 9:00 AM - 10:45 AM | UNSEEN: “Something New” Emerges from a Florida Swamp: How a Covert Business Model Was Exposed Joseph L. Petrelli, President and Co-founder, Demotech, Inc. Favorable actuarial opinions and “clean audits” failed to identify industrial-scale growth in new litigated claims targeting several carriers. Demotech’s postmortem analysis and subsequent research moved the issue from the rearview mirror to the front windshield, providing new insight into an emerging litigation model and its implications for insurers. The “Something New”: Its Tentacles and Implications Todd Kozikowski, CEO, 4WARN, Inc. What began with preliminary observations in Florida led to evidence of similar activity in other states. Research into what has been described as “tech-enabled litigation instigation” suggests a business model with implications extending well beyond Florida. This session will examine what has been discovered since the original research and what insurers should understand about its continued evolution. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 10:45 AM - 11:00 AM | Break | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 11:00 AM - 12:00 PM | Reaping the Crop: Tech-Enabled Litigation Harvesting Moderated by: Wesley Todd, Co-founder, CaseGlide Panelist: Matthew Monson, Founder, The Monson Law Observations on the Polycrisis Facing the Insurance Industry and Legal Profession Pantelist: Noah Marine, Invariant The Public Policy Agenda | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 12:00 PM - 1:00 PM | Networking Lunch | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1:00 PM - 1:45 PM | Calculating Costs & Effects: Granularity in Loss Costs: Updating the Granularity in the Presentation of Loss Costs A closer examination of the financial impact of emerging litigation trends and the importance of greater granularity in identifying, measuring and presenting loss costs with Joseph L. Petrelli, President and Co-founder, Demotech, Inc. | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1:45 PM - 2:00 PM | Closing Remarks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||

