As multinational employers expand the use of captives for employee benefits, one of the most common strategic questions is whether to establish a single-parent captive or leverage a cell captive arrangement. Each structure offers unique advantages and practical considerations that can significantly impact how benefits are financed, governed, and scaled over time.

This session will provide an educational, balanced discussion designed to help captive owners and benefit leaders better understand the trade-offs between the two models. We will explore how single-parent captives can deliver full control, long-term flexibility, and alignment with broader enterprise risk strategies—but often require greater investment, infrastructure, and long-term commitment. By contrast, cell captives offer a faster, more accessible entry point with lower upfront costs, shared infrastructure, and support from the cell sponsor, but may bring certain limitations.

A panel of experienced captive owners and consultants will share real-world perspectives on how each structure has worked in practice—what has gone well, what challenges have emerged, and how organizations have made adjustments along the way.