The age old question, why buy insurance if I’m not gonna have any losses?  Well…there are obvious considerations.  Is there a regulatory reason, contract compliance, or the boss just said “buy it”. This session explores the many reasons to buy, or not, insurance and uses a filter rational to produce an outcome.  Captives are then an integral tool in aiding in these decision and providing solutions when markets cannot.

Following this presentation, audience members will have gained a foundation to logically evaluate if insurance purchasing is needed, be able to identify how risk tolerance impacts buying/retain decisions, and understanding of how a captive plays an integral role in program structure.