Changes in interest rates, inflation, trade policy and geopolitical conditions can create significant uncertainty for captive investment portfolios. For captive owners, navigating that uncertainty requires understanding how market movements could affect asset values, available liquidity and the capital supporting their insurance programs.

This panel will bring together investment and captive insurance professionals to explore where portfolio risks can emerge and how to prepare for changing market conditions. Speakers will discuss interest-rate exposure, credit quality, concentration risk and diversification, considering how investment decisions should reflect a captive’s expected claims payments, financial obligations and risk tolerance.

Through practical examples and market scenarios, panelists will examine how owners can assess portfolio resilience, recognize when investment assumptions need revisiting, and evaluate potential adjustments during periods of volatility.

Following this session, attendees will be able to identify key sources of risk within captive investment portfolios, assess how market disruptions could affect their captive’s financial position, and ask informed questions of investment advisors to support decisions aligned with the captive’s long-term objectives.